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Aerial view of a Texas roof surface after a storm

How do I know if my roof has hail damage?

Hail damage rarely looks dramatic from the driveway. Here is what it actually looks like, and what you can check safely.

The short answer

Hail damage on an asphalt roof usually looks like scattered dark bruises where the granules have been knocked off, soft to the touch like a bruise on fruit, rather than obvious holes. The easiest checks are from the ground: look for granules collecting in gutters and downspout splash blocks, and for dents on soft metal such as gutters, downspouts, vents, flashing, air conditioner fins and window screens. If soft metals are dented, the roof was very likely hit too. Summit Solutions inspects and documents this at no cost across Texas, Oklahoma and South Florida.

  • Bruised, granule-stripped impact marks rather than visible holes
  • Granules gathering in gutters, downspouts and splash blocks
  • Dents on gutters, vents, flashing, AC fins and window screens
  • Damage is often invisible from ground level, which is why it gets missed
  • Do not climb the roof yourself; hail-struck shingles are slick and brittle

What you can check safely from the ground

Start at the downspouts. Asphalt shingles shed a layer of protective granules when hail strikes them, and those granules wash into the gutters and out onto splash blocks. A noticeable build-up of what looks like coarse black sand after a storm is a strong signal.

Then look at anything soft and metal. Gutters, downspouts, roof vents, flashing, the fins on your outdoor air conditioning unit, and window screens all dent more readily than shingles. Because they dent at similar or smaller hail sizes, they act as a witness for what hit the roof.

Finally, look at the whole property. Splits in wooden fence tops, chipped paint on the exposed side of the house, and damaged garden furniture all help establish the storm's direction and severity.

Why the damage gets missed for years

A hail-bruised roof usually does not leak straight away. The impact removes granules and fractures the mat beneath, and the shingle then ages far faster than it should under Texas sun. The leak arrives one, two or three years later, by which time the filing deadline on the storm that caused it has often passed.

That is the practical reason to have a roof inspected after a significant hail event even when nothing appears wrong indoors. An inspection that finds nothing costs you nothing and closes the question.

Related questions

More on this.

Roughly one inch, about the size of a quarter, is the common threshold for asphalt shingles, though wind-driven smaller hail and older or already weathered roofs can be damaged below that. Softer metals dent at smaller sizes, which is what makes them a useful indicator.
Possibly, depending on your policy's filing window and whether the date of loss can be established. Most Texas policies set a deadline, often one year. It is worth checking your policy and getting the damage documented promptly either way.
We would rather you did not. Hail-struck shingles are brittle and the granule loss makes them slippery, and walking a damaged roof can add damage that complicates the claim. Our inspections are free, so there is nothing to gain by taking the risk.

Still want a straight answer about your roof?

Book a free inspection. We document what we find in writing, explain the options in plain language, and never push work you do not need.

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